If you have been getting any Pension Credit for at least six months, you may get a Budgeting Loan of between £100 to £1,500 to help pay for essential and expensive items. These loans have to be paid back out of your weekly Pension Credit and will be reduced if your savings are more than £2,000 (£1,000 if you are under 60). Budgeting Loans can result in more debt and difficulty. It is always better to try to get a grant. Seek advice from a Citizens Advice Bureau or other advice agency before applying for a loan.